Last updated: March 2026

Disclaimer

Important: The Trustee Personal Liability Risk Assessment and all associated products are educational tools only. They do not constitute legal, financial, or professional advice. Always consult a qualified legal or governance professional for advice specific to your circumstances.

1. No Legal Advice

Nothing on this website, in the assessment tool, or in any product purchased through this website constitutes legal advice. The information provided is for general educational purposes only. The Maritz Collective (Pty) Ltd is not a law firm and does not provide legal services. You should always seek independent legal advice from a qualified attorney before making decisions that may affect your legal rights or obligations as a trustee.

2. No Professional Advice

The assessment results, Board Survival Score, Exposure Category, and all recommendations contained in the Board Protection Toolkit are based on general governance principles and are not tailored to the specific legal, financial, or operational circumstances of any individual scheme. Results should be interpreted as indicative only and not as a definitive assessment of your legal exposure.

3. Accuracy of Information

While we endeavour to ensure that the information and materials provided are accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information or materials for any particular purpose. Sectional title legislation and CSOS regulations are subject to change, and users are responsible for verifying the current applicability of any guidance provided.

4. Limitation of Liability

To the fullest extent permitted by law, The Maritz Collective (Pty) Ltd excludes all liability for any loss or damage, whether direct, indirect, incidental, or consequential, arising from your use of this website or reliance on any information or materials provided herein. This includes, without limitation, any loss arising from decisions made based on assessment results or toolkit recommendations.

5. External Links

This website may contain links to external websites. The Maritz Collective (Pty) Ltd has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

6. Governing Legislation

This disclaimer is governed by the laws of the Republic of South Africa, including but not limited to the Sectional Titles Schemes Management Act 8 of 2011, the Community Schemes Ombud Service Act 9 of 2011, and the Consumer Protection Act 68 of 2008.